• Affordable monthly programs

  *Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

• No prepayment penalties

  You pay back the loan in monthly payments and can prepay at any time without penalty.

• Fast and easy online application

  Get a decision in seconds with no obligation to purchase. Checking your eligibility won't affect your credit score. Applying is easy and financing terms are clear.

Questions? Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread's financing program, you can reach out to them directly at support@getbread.com or (844) 992-7323 ext. 1.